Business funding · Cafés

Business financing referrals · Cafés

Explore funding for your café equipment and stock.

Espresso machines, refrigeration and a reliable supply of ingredients all support the café counter. Set out the purchase you are planning and the period it needs to cover before applying for business funding.

Illustration of cafés and their working space
Illustration of cafés equipment and workspace
Illustration of cafés equipment and workspace

Cafés · funding preparation

Costs and customer receipts

Compare regular weekday sales with weekend or event-driven trade. The busiest hour is useful context, but the whole trading month matters when considering a repayment schedule.

Before you decide

When reviewing a provider offer

01

Available proceeds

Work out the usable amount after the provider’s stated deductions.

02

Cost over time

Compare the sum of payments and fees across the whole financing arrangement.

03

Business budget

Consider the proposed payment dates alongside quiet periods and existing commitments.

How it works

The application process

01

Funding purpose

State what the funds would pay for and when that payment is expected.

02

Business basics

Answer the form’s questions about the operation and provide accurate owner contact details.

03

Complete the request

Review the disclosures and the information entered, then verify your mobile number before sending it.

Possible uses

Business expenses to describe

01

Espresso equipment

A new espresso machine may also require a grinder, water treatment and installation. Check the full setup cost and the time the counter would be out of service.

02

Seasonal stock

Coffee, milk alternatives and takeaway supplies can sell at different rates through the year. Base the order on recent use and the trading period ahead, especially before local events or holidays.

03

Service counter

An extra counter or display refrigerator can change how orders move through the café. Include fitting work and electrical requirements alongside the equipment quote.

A few things to know

About this referral service

Information sharing and referral payments

This service is compensated by funding partners for referrals and the sale of submitted application details. We may share a request with up to five partners who can contact you; our compensation is independent of funding and we charge no application fee.

Approval and available terms

A referral is not a promise that a partner will make an offer. The business must meet that provider’s requirements before financing can be agreed.

Provider timing

A funding partner may ask for records or clarification before making a decision. The requested date should therefore be treated as part of the application, not a promise.

Contact consent and mobile verification

A received SMS code does not replace the need to read the contact and sharing disclosures. Review those conditions before completing the submission.

Make a beginning

Start with your business funding request

Put the amount, business purpose and requested timing into the form when you are ready.